Rachel is a writer and ghostwriter within the personal finance community, a FinCon 2018 scholarship recipient and the creator of the website Budgets & Kale.
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The Bank of America® Travel Rewards credit card is a great $0 -annual-fee option that rewards users with an unlimited 1.5 points per $1 spent on everything.
The rewards system is simple: Points are worth 1 cent each toward travel. Here are five things to do when you get the Bank of America® Travel Rewards credit card .
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Learn MoreThat’s right, mark your calendar so you know when your bonus spending requirements are due. Here's the offer: 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases.
Be sure to have the minimum spend deadline on a calendar or as an appointment reminder in your phone so you don’t risk missing out on the sign-up bonus.
Start using the Bank of America® Travel Rewards credit card for purchases. Think about switching any auto-pay bills you have to this card so you can meet the minimum spending requirement without many changes to your other personal expenses. And remember, from here on out, those bills also get you 1.5 points per $1 toward future travel.
Bank of America makes it easy to use contactless payment via the Digital Wallet option. This works with digital payment platforms including the following:
Google Pay. Samsung Pay. FitBit Pay. Garmin Pay.So if you’re out on a run or forget your wallet, you can still earn travel rewards with the Bank of America® Travel Rewards credit card .
Create less waste and help keep your account information more secure — sign up for paperless statements to receive all statement information electronically. This is a feel-good option that also means you don’t have to worry about shredding files to protect your account information.
Hey, you got this travel card for a reason, right? Start thinking about where you want to visit and how this credit card can help you achieve that goal. Imagine yourself on your next adventure, and have some fun thinking ahead. If you’ve got a partner or travel buddy, get them in on the ideation too. It’ll be easier to work on the financial side together if you have the shared travel bug.
Your Bank of America® Travel Rewards credit card will help get you on your next trip. Be sure to do all of these steps to maximize your rewards and get the most out of your card.
Now that you have a smart travel credit card in your wallet, be mindful of your early spending to secure the bonus. Sync your automated payments to be paid for with the card, and start planning that dream vacation. The points back will help take the sting out of that first class splurge.
You want a travel credit card that prioritizes what’s important to you. Here are some of the best travel credit cards of 2024 :
Flexibility, point transfers and a large bonus: Chase Sapphire Preferred® Card No annual fee: Wells Fargo Autograph℠ Card Flat-rate travel rewards: Capital One Venture Rewards Credit Card Bonus travel rewards and high-end perks: Chase Sapphire Reserve® Luxury perks: The Platinum Card® from American Express Business travelers: Ink Business Preferred® Credit Card About the authorYou’re following Rachel Smith
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Rachel Smith is a writer and ghostwriter within the personal finance community and is a FinCon 2018 scholarship recipient. See full bio.
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